Tokenized private credit just overtook US Treasuries as the largest on-chain real-world asset class —
paying 2–3× the yield. Find out what your collateral is worth.
Tokenized Private Credit
$18.9B
Active on-chain • $33.7B cumulative
↑ 100% YoY
Tokenized Treasuries
$12.9B
Largest competitor asset class
Private Credit Advantage
+4–8%
Yield spread over Treasuries (8–12% vs 3.5–4%)
Configure
STEP 1 OF 2
Select Asset Class
Loan Size
$250,000
$10K$5M
Selected Profile
Asset ClassWatches
Max LTV Range65–75%
Borrow Rate9–11%
Borrow Rate
10.0%
Mid-range estimate
LTV Available
70%
Of appraised value
Loan Capacity
$175K
At mid LTV
Rate Benchmark
+6.3% above Treasuries
Treasury Rate
3.75%
Private Credit
10.0%
Your Rate
10.0%
Estimated Annual Interest Cost
Based on loan size × mid borrow rate
$25,000
At this loan size, your collateral needs to appraise at roughly $357K
to unlock the full amount at mid LTV. Physical-asset loans close in 5–10 business days on RealWorld.fi.
Expected Yield
10.0%
Net WAR on this asset class
Annual Income
$25,000
On this loan size
Yield Position — Market Context
Private Credit Range
8–12% weighted avg return
Yield Advantage Over Alternatives
+6.25%
US Treasuries
3.75%
IG Corp Bonds
5.2%
This Asset
10.0%
Private credit on-chain grew 100% year-over-year — crossing $18.9B active and
surpassing tokenized Treasuries ($12.9B) as the largest non-stablecoin RWA category. Physical-asset
collateral brings default protection that unsecured credit lacks.
Estimates shown are indicative ranges based on public market benchmarks and RealWorld.fi historical data.
Actual rates, LTVs, and yields are subject to individual asset appraisal, platform underwriting, and market conditions.
This tool is for illustrative purposes only and does not constitute financial advice.